Category: Consumer Information
As part of the Affordable Health Care Act, U.S. citizens and legal residents will be required to have qualifying health coverage by January 1, 2014. In preparation for this, a health care exchange (a place where consumers can purchase subsidized health insurance coverage) will be available on October 1, 2013.
Ohio has chosen to use the federal exchange for health insurance rather than implementing a state-based exchange. The federal exchange is located online at Healthcare.gov
There are four methods an individual can use to apply for health care insurance: mail, toll-free phone, online at Healthcare.gov, and in person through certified navigators. The toll-free phone number patrons can call for assistance is 1-800-318-2596 (TTY: 1-855-889-4325). Assistance is available in multiple languages. For Spanish speaking consumers, CuidadoDeSalud.gov is also available.
The federal exchange will open October 1, 2013. If an individual wishes their health insurance to begin January 1, 2014, they must enroll by mid-December. Open Enrollment will close March 31, 2014.
The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage. There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you. The staff of the Wright Public Library can direct patrons to those resources.
Making the correct healthcare choices requires an understanding of each person’s or family’s unique health and financial circumstances. Members of the Wright Public Library staff are not trained or licensed to provide advice or to assist you in selecting a specific health plan, but can provide information and direction to public resources about the Affordable Care Act that will help you make your own choices.
On Tuesday, October 8th at 7:00 p.m. in Wright Library's Meeting Room, Greg Pfander, Account Executive from local firm McGohan Brabender, will present information about the Affordable Healthcare Act. Starting October 1, 2013 enrollment in health coverage through the Health Insurance Marketplace at HealthCare.gov will begin. Mr. Pfander will talk about where we are now in the process and explain how the enrollment will work. Reservations are required and will be limited to the first 65. Make a reservation now by contacting the Reference Desk at 937-294-7171 or firstname.lastname@example.org.
Wright Library has recently acquired access to several new, exciting, and useful online resources for our patrons. The most recent acquisition is full access to ConsumerReports.org. This popular and authoritative source for consumer product reviews is now available from any Internet-connected computer with your Wright Library card number. Just click on the image on the Library's homepage.
Don't forget other favorite resources -
All of the Library's online resources can be accessed from any Internet-connected computer (many from mobile devices) with your 14 digit library card number, except Ancestry and Morningstar Investment Research Center, which are limited to in Library use only.
Here is a list of Library resources listed alphabetically.
Harnessing the Hidden Gems in Your Closet
Linda Lee Rahn
Sunday, October 7, at 2:00 p.m.
Ms. Rahn will be teaching how to evict the monsters living in your closet, identify & utilize your hidden gems and how to look fabulous for less, NOT less fabulous! Check out Linda Lee's Fall Fashion Updates on Living Dayton.
Advanced registration is required and limited to the first 65 people. Contact Wright Library’s Reference Department at 294-7171 or by email to register..
Wright Library has added a new vehicle repair and maintenance database to our online resources. ChiltonLibrary supplies a solution for the “do-it-yourselfer” that is easy to use no matter the skill level. Repair, maintenance, and specification tables provide critical data on thousands of domestic and imported models of cars, trucks, vans and SUVs from 1940 onward.
Users of ChiltonLibrary will benefit from the following:
Lori Firsdon, owner of Forte Organizers, will present “Get Organized…Stay Organized” at Wright Memorial Public Library on Sunday, March 4th from 2:00 – 3:30 p.m. Plan to join professional organizer, Lori Firsdon, for this fun and informative class. You’ll learn how to take control of your paperwork, better manage your to-do list, organize any room in your home and get answers to your organizing questions. Ms. Firsdon will share tips and techniques to help you become more efficient in your home and more productive in your life.
Ms. Firsdon works with individuals and families at home, as well as business people at work and in group settings. Raising five children and balancing a career while teaching others how to be organized has given her valuable insight on what organizational challenges most people face.
The program is free and will be held in the Library Meeting Room. Advance registration is required and is limited to the first 65 people. Contact the Reference Department at (937) 294-7171 or by email to register.
Wondering what's in the household products you use everyday? And how healthy are they to use? The Consumer Product Information Database has the answers. It was developed to bring together information on household product types, brand names, chemical constituents, health-related information (acute and chronic effects and target organs), and exposure minimization techniques. It is the basis for the U.S. Department of Health and Human Services' Household Products Database.
Information you can find in the database includes:
The State Library of Ohio has created a resources page for finding help in these difficult economic times. The resources are divided into the following categories.
The manditory transition to digital television transmissions has been delayed until June 12, 2009. If you are not yet ready for the switch, see our earlier post for a list of resources or choose from the list of documents below.
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We have been hearing about the transition to digital television transmissions for a while, but it is finally here. On February 17, 2009 television stations will begin to broadcast only in digital instead of analog airwaves.
Those with a television connected to cable, satellite, or other pay television service, do not have to do anything. If you have any concerns, contact your service provider. If you have a television that uses an antenna such as "rabbit ears" or a rooftop antenna, check your television owner's manual to see if it has a digital tuner. If it does not, you will need to obtain a converter box in order to receive the signal.
Fortunately, the TV Converter Box Coupon Program is available to offset the cost of a converter box. You can apply online or by phone by calling 1-888-388-2009, or you can download the application and mail or fax it in. The supply of coupons is limited, plus there may be a delay in getting a coupon. Read this article for details. If you are wondering which converter box you should choose, check out this TV Converter Box Reviews, Ratings, and Comparisons Web site.
If you will rely on an antenna to receive the digital signal, you may improve your reception with the proper antenna. Find out the best antenna for you at AntennaWeb.org.
Additional information is available from the following Web sites:
Looking for an apartment or house to rent? Sponsored by the State of Ohio and the Ohio Housing Finance Agency, the Ohio Rental Housing Locator allows you to search for rental properties throughout the state. In addition, the site provides links to various programs and services aimed at helping individuals and families find housing.
For additional housing resources see our post Preventing and Coping with Foreclosure.
Every year Medicare Managed Care Plans and Prescription Drug Plans have open enrollment from November 15 - December 31. The Ohio Senior Health Insurance Information Program (OSHIIP) is a good place to start to locate assistance in choosing the best plan for yourself. They are online or you can call 1-800-686-1578.
Check out our post on this topic from last year for additional resources.
Unfortunately, in these uncertain financial times some homeowners are facing the possibility of foreclosure. Numerous resources exist to help homeowners prevent, as well as deal with, foreclosure. A good place to start is Save the Dream - Ohio's Foreclosure Prevention Effort. The following resources provide additional information and access to programs designed to help homeowners.
Additional Ohio resources include:
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The cost of gas is up and seems to be staying there. Various online trackers let you find the cheapest gas. Use this widget from Automotive.com or the following Web sites to find the lowest prices in the area.
You can also locate gas stations and prices on this map.
For an idea of How Gas Prices Work try this article from HowStuffWorks.
A Primer on Gasoline Prices from the Energy Information Administration also provides information on why gas prices are what they are. The primer comes from the EIA's Petroleum data pages, which include various reports, analysis, and forecasts such as the Short-term Energy Outlook.
Another Web site to visit is FuelEconomy.gov, which includes not only gas price information but fuel economy information allowing you to compare vehicles and calculate your fuel costs, as well as tips to improve your gas mileage.
Leave a comment telling us how you save money on gas.
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