As part of the Affordable Health Care Act, U.S. citizens and legal residents will be required to have qualifying health coverage by January 1, 2014. In preparation for this, a health care exchange (a place where consumers can purchase subsidized health insurance coverage) will be available on October 1, 2013.
Ohio has chosen to use the federal exchange for health insurance rather than implementing a state-based exchange. The federal exchange is located online at Healthcare.gov
There are four methods an individual can use to apply for health care insurance: mail, toll-free phone, online at Healthcare.gov, and in person through certified navigators. The toll-free phone number patrons can call for assistance is 1-800-318-2596 (TTY: 1-855-889-4325). Assistance is available in multiple languages. For Spanish speaking consumers, CuidadoDeSalud.gov is also available.
The federal exchange will open October 1, 2013. If an individual wishes their health insurance to begin January 1, 2014, they must enroll by mid-December. Open Enrollment will close March 31, 2014.
The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage. There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you. The staff of the Wright Public Library can direct patrons to those resources.
Making the correct healthcare choices requires an understanding of each person’s or family’s unique health and financial circumstances. Members of the Wright Public Library staff are not trained or licensed to provide advice or to assist you in selecting a specific health plan, but can provide information and direction to public resources about the Affordable Care Act that will help you make your own choices.
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